When you set out to buy property, the first call should be to a source for the funds (and to qualify you for a loan amount) to purchase the property, and the second should be to a Realtor in the area of interest.

There are a number of types of financing plans available, some special interest (Rural re-development, first time home buyers), bond funds, etc as well as the usual FHA, VA, Conventional.

The buyer has closing costs mostly for procuring a loan, down payment, survey, appraisal, termite inspection, home inspection, documentary stamps on the loan, and a proration for taxes. You must also have home owners insurance (including wind and storm coverage) in hand before closing on your new home.

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Sheryl and Bob Pirrung
Shimmering Sands Realty
Phone: 1-850-896-7356 or
Toll free 1-866-863-0137
Fax: 1-850-233-5940
E-mail: info@pcbhomes.com